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    The FUNDACIÓN DE LA UNIVERSIDAD DE CANTABRIA PARA EL ESTUDIO Y LA INVESTIGACIÓN DEL SECTOR FINANCIERO (from now on UCEIF), as the organising entity of the project “Explorer Jóvenes con ideas” and the entity responsible for the contents and management of this website, is registered in the Registry of Foundations of the Ministry of Education under number 885 and has its address in Santander, Avda. de los Castros, s/n-Rectorado de la Universidad de Cantabria.

    By accessing this address and any of its pages (hereinafter the “Web”), you will be considered a user (hereinafter user or users) and it is presumed that you accept these General Conditions. By using the portal, the user agrees with these General Conditions and is obliged to use the services and the contents hosted per them. The user acknowledges that the use of the portal, the benefits, and the contents takes place, in any case, under their own responsibility.

    You must leave the portal if you do not agree with these General Conditions. The information and contents included in this website are intended to disseminate, train and ultimately contribute to an improvement in the entrepreneurial culture of university students, citizens, and society in general.

    Privacy Policy


    CIF Nº: G-39.622.360
    POSTAL ADDRESS: Avenida de los Castros, 44, Centro Desarrollo Tecnológico Universidad de Cantabria, Fase A, Local 108-111, 39005, Santander.
    TELEPHONE: +34 942 888 294


    At UCEIF, we process the information provided by our participants in events, congresses, seminars, and forums, to regulate the control of access to the facilities, list of attendees, accreditations, parking management of attendees’ vehicles, as well as for subsequent contact with attendees via email, commercial action and sending newsletters.

    • To manage the registration and participation of users in the Explorer programmes: One of the primary purposes of the website is to serve as a meeting place for people interested in the portal’s subject matter so they can find the information and services in which they may be interested. Therefore, we will process user data for the registration of users in the various programs and projects that are carried out on the web, mainly training programs for entrepreneurship; initiatives to put users in contact with “Explorer spaces” in which to work; mentoring and personalized advice; networking with other users of the community; and the presentation of ideas and projects whose participants may be eligible to be the winners of specific trips to meet entrepreneurial ecosystems such as Google or Facebook. The legitimacy that allows this treatment is the execution of a contract that is materialized with the acceptance of this privacy policy.
    • To carry out statistical studies on the use of the services by users. UCEIF will process user data to carry out statistical analyses that allow us to know the effectiveness and usefulness of the services provided on the website so that the results obtained will allow¡ us to improve the services and programs offered in the future. The legitimacy that enables this treatment is the legitimate interest of UCEIF.


    The personal data provided will be kept only as long as the contractual relationship is maintained or as long as the contact for informative actions is maintained and the deletion is not requested by the interested party, or by legal obligation.


    The legal basis for processing your data is the contractual relationship and/or your consent.


    Any person has the right to obtain confirmation as to whether or not the UCEIF is processing personal data concerning them. In addition, interested parties have the right to access their personal data and request the rectification of inaccurate data or, where appropriate, request its deletion when, among other reasons, the data is no longer necessary for the purposes for which it was collected. Finally, in certain circumstances, interested parties may request the limitation of processing their data, in which case we will only keep them for the exercise or defense of claims. In certain circumstances and for reasons related to their particular situation, data subjects may object to the processing of their data. Accordingly, UCEIF will stop processing the data except for compelling legitimate reasons, or the exercise or defense of possible claims.


    We have obtained the data from the person concerned.


    UCEIF has obtained the information and materials included on the website from sources considered to be reliable, but, although reasonable measures have been taken to ensure that the information contained is correct, UCEIF does not guarantee that it is accurate, complete, or up to date and, consequently, it should not be relied upon as if it were.

    UCEIF expressly disclaims any liability for error or omission in the information contained on the pages of this website. UCEIF reserves the right to modify, suspend, cancel or restrict the website’s content, aswell as the links or information obtained through it, without prior notice. UCEIF assumes no responsibility for the activities or conduct of users.

    Nothing on this Website should be considered as an endorsement or warranty in relation to a user or third party, whether in regard to their websites, products, services, or otherwise. Under no circumstances shall UCEIF, its employers, directors, employees and authorised personnel be liable for any damages, losses, claims or expenses of any kind, whether or not arising from the use of the website, the information acquired or accessed by or through it, or computer viruses, operational failures or interruptions in the service or transmission, line failures; with the use of the website, whether by direct connection or by link or other means, the user assumes that these events may occur. It is forbidden to transmit or send through the website any illegal or illicit content, computer viruses, or messages that, in general, affect or violate the rights of UCEIF.

    UCEIF is not responsible for websites that are not its own and which can be accessed via links or any content made available to the user by third parties. Any use of a link or access to a website not belonging to UCEIF is at the user’s sole risk. Accordingly, UCEIF shall not be liable for any loss, claim or damage arising from the use or misuse of a link, or information obtained through a link, including other links or Web sites, interruption in service or access, or attempt to use or misuse a link, whether by accessing or by accessing information on other Web sites from the Web site.


    This website is the property of UCEIF. Intellectual property rights and rights of exploitation and reproduction of this website, its pages, screens, the information they contain, their appearance and design, as well as the links (hyperlinks) that are established from it to other websites, are the exclusive property of UCEIF, unless otherwise specified.

    All the names, designs and/or logos that make up this page are duly registered trademarks. Any improper use of the same by anyone other than their legitimate owner may be prosecuted in accordance with current legislation. The intellectual property rights and trademarks of third parties are conveniently highlighted and must be respected by anyone who accesses this website. Only for personal andprivate use is allowed to download the contents, copy or print any page of this website. It is forbidden to reproduce, transmit, modify or delete the information, content or warnings on this website without the prior express written permission of UCEIF.


    These general conditions shall be governed by Spanish law

    Cookies Use Policy

    What are cookies?

    Cookies can be defined as any type of data storage and retrieval device used in the terminal equipment of a user (computer/smartphone/tablet) when browsing the Internet with the purpose of storing information and retrieving information that has already been stored.

    Cookies can be installed either directly by the websites visited by the user or by third parties to which the website is related, giving the website knowledge of their activities on the site or on others to which this website is related, for example: the location from which users access the site, connection time, the device used (fixed or mobile), the operating system and browser used, the pages most frequently visited, the number of clicks and data concerning the user’s behaviour on the Internet.

    For more information on how websites and apps use cookies, click here:

    Personal data protection?

    Under certain circumstances, the use of data storage and retrieval devices on recipients’ terminal equipment, such as cookies, may involve the processing of personal data. Such data processing shall be deemed legitimate on condition that the users of the Website have given their consent after having been provided with clear and comprehensive information on the use of this data, in particular on the purposes of the data processing, as regards the protection of personal data.

    For these purposes, it should be noted that the Cookies Policy (hereinafter, ‘Cookies Policy’) is complemented by the Privacy Policy of this Website.

    Types of cookies used

    This website uses the following types of cookies:

    Technical and strictly necessary cookies

    These are cookies inserted by the Publisher that are necessary for the proper functioning of the website or to provide a service requested by the user. In this regard, personalisation or preference cookies are considered necessary in order to remember information so that the user can access the service with certain characteristics that may differentiate their experience from that of other users, such as, for example, the language or the number of results to be shown in a search.

    Technical cookies include, for example, user interface customisation cookies, cookies used by the Publisher to control traffic and data communication, session identification cookies, cookies used to share content on social media, etc.

    Pursuant to Art. 22.2 of the LSSI (Information Society Services and Electronic Commerce Act), users do not have to give their consent for them to be used.

    The table below provides more in-depth information about these types of cookies:

    • Account Holder (Guest):

      • Name: nlbi_XXXXXXX
      • Purpose: | Incapsula DDoS Protection and Web Application Firewall: Load balancing cookie, to ensure that requests from a customer are sent to the same origin server.
      • Useful Life: Session
    • Account Holder (Guest):

      • Name: _dc_gtm_UA-xxxxxxxx
      • Purpose: | This cookie is associated with websites that use Google Tag Manager to load other scripts and codes on a page. When used, it may be considered essential as without it other scripts may not function properly. At the end of the name is a unique number that is also an identifier for an associated Google Analytics account.
      • Useful Life: A few seconds
    • Account Holder (Guest):

      • Name: KC_RESTART
      • Purpose: | The cookie is used to recreate the authentication flow when the browser’s root session has expired.
      • Useful Life: Session
    • Account Holder (Guest):

      • Purpose: | It is used exclusively by the JS adapter to determine whether the browser supports third-party cookies. It does not contain any sensitive data.
      • Useful Life: A few seconds
    • Account Holder (Guest):

      • Purpose: | This is a cookie used to keep the user logged in across multiple sessions.
      • Useful Life: A few seconds

    Analytical/performance cookiess

    These cookies may be first-party or third-party cookies and enable the Publisher to monitor and analyse the behaviour of users when they browse the Website or use its services. These allow the Publisher to know which pages are the most and least visited, how visitors browse the site and also to analyse browsing, allowing the Publisher to make improvements based on the analysis of this usage information. The information handled does not allow the user to be identified uniquely.

    Among the analytical cookies used on this Website are GOOGLE ANALYTICS cookies. GOOGLE ANALYTICS is a web analytics service provided by Google Ireland. In particular, the use of Google Analytics allows the Publisher to monitor how visitors use the Website, compile reports and help improve the Website.

    If you consent to the installation of web analytics or performance cookies on your device, please note that GOOGLE ANALYTICS cookies will be installed. The installation of these cookies may result in Google Ireland making international data transfers to the United States, which may, in very isolated and specific cases, involve access to the data by US authorities for investigative and national security purposes. However, as part of our high standards of privacy compliance, we inform you that we have signed with Google Ireland and their subcontractors in the United States the Standard Contractual Clauses approved by the European Commission on 4 June 2021 as a mechanism of guarantee recognised by the GDPR with the aim of preserving the security of the data that may be the subject of an international transfer. We also take additional measures to protect the confidentiality and integrity of personal information. The table below provides more in-depth information about these types of cookies:

    • Account Holder (Guest):

      • Nombre: _hjSession_xxxxxx
      • Purpose: A cookie containing the current session data. This ensures that subsequent requests within the session window will be attributed to the same Hotjar session
      • Useful Life: A few seconds
    • Account Holder (Guest):

      • Nombre: _gclxxxx
      • Purpose: Google conversion tracking cookie
      • Useful Life: Three months
    • Account Holder (Guest):

      • Nombre: _gid
      • Purpose: This is a cookie used by Google Analytics that enables the unique visitor tracking function. The first time a user accesses the website through a browser, this cookie will be installed. When this user re-enters our website with the same browser, the cookie will recognise the user as the same user. Google Analytics will only treat the user as a new user if the user changes browser. Used to compile information on statistics for the use of the website without personally identifying visitors.
      • Useful Life: One day
    • Account Holder (Guest):

      • Nombre: _hjIncludedInPageviewSample
      • Purpose: This cookie is set to determine whether the visitor is included in the data sample defined by the page view limit for the site.
      • Useful Life: A few seconds
    • Account Holder (Guest):

      • Nombre: _gat_UA-
      • Purpose: This is a cookie used by Google Analytics to compile anonymous traffic data. They contain a unique visitor ID, time and information on the visit, including references. The real data on the visit is recorded on the Google server. In this way, Google provides reports that help to analyse how visitors use websites, including references, ranging from user experience to measuring the impact of SEO and advertising. Ultimately, it is used to limit the amount of data recorded by Google on high-traffic websites.
      • Useful Life: A few seconds
    • Account Holder (Guest):

      • Nombre: _hjAbsoluteSessionInProgress
      • Purpose: This cookie is used by HotJar to detect a user’s first pageview session. This is a True/False indicator set by the cookie.
      • Useful Life: A few seconds
    • Account Holder (Guest):

      • Nombre: _hjSessionUser_xxxxxx
      • Purpose: Hotjar cookie that is set when a user first views a page with the Hotjar script. It is used to store the Hotjar user ID that exists only for that page in the browser. This ensures that the behaviour is associated with the same user ID on subsequent visits to the same website.
      • Useful Life: One year
    • Account Holder (Guest):

      • Nombre: _hjFirstSeen
      • Purpose: Identifies the first session of a new user on a website and indicates whether Hotjar is seeing this user for the first time.
      • Useful Life: A few seconds
    • Account Holder (Guest):

      • Nombre: _ga
      • Purpose: This cookie is used to distinguish unique users by assigning a randomly generated number as a customer identifier. It is included in every page request of a website and is used to calculate visitor, session and campaign data for website analytics reports. By default it expires after two years, although this can be adjusted by website owners.
      • Useful Life: Two years
    • Account Holder (Guest):

      • Nombre: _hjTLDTest
      • Purpose: When the Hotjar script is run, we try to determine the most generic cookie path to use, rather than the hostname of the page. This is done so that cookies can be shared across subdomains (if applicable). To determine this, we try to store the _hjTLDTest cookie for different URL substrings until it fails. After this test, the cookie is deleted.
      • Useful Life: Session
    • Account Holder (Guest):

      • Nombre: _hjIncludedInSessionSample
      • Purpose: This cookie is set to determine whether the visitor is included in the data sample defined by the page view limit for the site.
      • Useful Life: A few seconds

    Except in the case of strictly necessary technical cookies that do not require the User’s informed consent to be used, the Publisher will only install cookies on the User’s computer with the User’s prior informed consent. In this regard, users may give their consent either by clicking on the ‘Accept all cookies’ button or by adjusting the settings for those cookies that the user freely chooses to accept via the cookie settings panel that the Publisher has made available to them when they first access the Website or App.

    Once the cookies have been installed, users may withdraw their consent and delete them at any time. To do so, users can:

    Use the content and privacy settings available in the browser you are using to browse the website. The following are some examples of procedures for withdrawing consent and deleting cookies, depending on the browser used:

    Update to the Cookies Policy and contacts

    This Cookies Policy may change depending on the cookies used. In the event that new types of cookies are included for which informed consent is required, the Publisher will duly inform the User and seek their consent.

    Without prejudice to the previous paragraph, the Publisher recommends that you review this policy each time that you access our website so that you are properly informed about how and for what purpose we use cookies and are aware of any changes in the type of data collected.

    If you wish, you can change the Cookie Settings.